Insights
What We've Learned.
Plain notes from running rental homes: veteran home loans, ownership decisions and the systems that keep properties running.
A Lower Payment Isn't the Whole Story on a Refinance
A refinance can cut your monthly payment and still cost you if you roll the closing costs into the loan. One number tells you whether it's worth it.
Run Your Rentals on Systems, Not Memory
Small landlords rarely lose money on the big decisions. They lose it on the renewal nobody remembered and the repair nobody logged. Four habits fix most of it.
Veterans: Your VA Loan Can Buy a Fourplex
A VA loan isn't limited to a single-family home. If you live in one unit, it can buy a building with up to four. Here's how it works and what lenders look for.